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Offering a variety of solutions to benefit you

At Hardcover, each of our clients is unique. That’s why we don’t believe in a “one-size-fits-all” approach to offering insurance. We provide individual solutions for each of our clients and serve as advocates should you need to file a claim. Get in touch and find out why design professionals have turned to us for help.

General Liability & Property Insurance

Don’t rely on company profits to make up for unprecedented accidents. Regular business operations may take a downturn when dangerous incidents occur. So, why not protect your organization from financial damage? General liability and property insurance safeguards you from  claims that may arise.

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Professional Liability Insurance

No matter how careful your design firm is, mistakes are inevitable. Sometimes, even when you don’t do something wrong, a customer can claim otherwise. In some cases, you can be pulled into a claim as a third-party. This can lead to crippling losses that your organization may not be able to bounce back from. These often result in large defense costs and damages resulting from your professional services. At Hardcover, you get to choose coverage options from the most reputable carriers in the industry.

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Workers' Compensation Insurance

Your workforce is foundation of your company. Their hard work adds to the bottom line and guarantees your success. However, humans aren’t indestructible and unpleasant accidents at the workplace are common. When an employee gets injured at the office, they can exercise their right to sue you. Then, you’re forced to use your money for paying off expensive lawyers who may or may not help your organization maintain its dignity. With Worker’s Compensation Insurance, you never have to face such consequences. Our carriers safeguard your interests while making sure your employees are also cared for. 

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Risk Management

Operating in a volatile industry is riddled with risks. Architecture & Engineering is ultimately a practice. We must follow the same idea and adjust our risk management practices as the industry evolves. We've partnered with the industries leading carriers to provide an abundance of risk management resources and contract review. 

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