Architects
Protecting your vision from rendering to ribbon-cutting.
The Challenge: The Weight of the "Signed Seal"
As an architect, your work is a blend of artistry and precision. However, even the most innovative designs are subject to scrutiny. Whether it’s an alleged design flaw, a dispute over ADA compliance, or a misunderstanding of aesthetic intent, a single claim can threaten your firm’s reputation and financial stability.
Why Hardcover Insurance?
We don’t just sell policies; we understand the A&E lifecycle. We know that your risks change as you move from the design phase to construction administration. Our brokers specialize in professional liability tailored specifically for the nuances of architectural practice.
Core Coverage for Architectural Firms
-
Professional Liability (Errors & Omissions): The cornerstone of your protection. It covers claims related to design errors, omissions in specifications, and negligence in your professional duties.
-
Cyber Liability: With the industry’s heavy reliance on BIM (Building Information Modeling) and cloud-based collaboration, your digital blueprints are high-value targets. We protect you against data breaches and ransomware.
-
General Liability & Business Owners Policy (BOP): Coverage for your physical office space, equipment, and third-party bodily injury or property damage.
-
International & Project-Specific Coverage: Working on a landmark project abroad? We provide "Design-Build" and project-specific policies that follow your firm wherever your vision takes you.
Risk Management Features
-
Contract Review Services: Our experts help you identify "uninsurable" language in owner-written contracts before you sign.
-
ADA & Code Compliance Support: Resources to help navigate the evolving landscape of accessibility and safety regulations.
"You design the future; we protect the firm that builds it." — The Hardcover Promise
Ready to Secure Your Practice?
Don't let a liability dispute stall your firm's growth. Get a quote from a broker who speaks your language.