Builders Risk Management
In the construction industry, a project site is a living environment where risk evolves daily—from shifting weather patterns and site security to the complexities of multi-tier subcontracting. While we do not act as your safety officers or legal counsel, we serve as the bridge between your firm and the high-level risk management tools that protect your project's profitability and timeline.
Our role is to help you navigate the specialized resources available through your Builders Risk policy, ensuring you have the insights needed to mitigate loss before the first shovel hits the ground.
1
Site Security & Loss Control Assessments
Through our carrier partners, we provide access to expert loss control evaluations designed to identify physical vulnerabilities on the job site. These assessments focus on preventing the "big three" of builders risk claims: fire, water damage, and theft.
These resources are intended to:
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Evaluate site perimeter security and lighting.
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Review fire prevention plans (Hot Work permits, smoking policies).
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Mitigate water damage through moisture management and leak detection protocols.
2
Contractual Risk Transfer Guidance
A Builders Risk policy is only one piece of the puzzle. We help contractors access resources that clarify how risk should be distributed among owners, general contractors, and subs.
We facilitate access to guidance on:
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Waivers of Subrogation: Understanding how they protect project harmony.
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Additional Insured Requirements: Ensuring the right parties are protected under the right pillars.
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Hold Harmless Agreements: Reviewing how these clauses interact with your policy limits.
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Note: These reviews focus on insurability and are not a substitute for legal counsel.
3
Weather & Catastrophe Preparedness
Construction schedules are at the mercy of the elements. We connect our clients with carrier-provided planning tools to help protect "work in progress" from wind, hail, and flood events.
This includes access to:
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Severe Weather Response Templates: Standardized checklists for site tie-downs.
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Catastrophe (CAT) Maps: Insights into regional risks like seismic activity or storm surges.
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Stoppage Protocols: Best practices for securing a site during extended delays.
4
Specialized Project Insights & Claims Trends
Because we focus on the construction and development sector, we provide data-driven insights informed by real-world claims and underwriting appetite.
These insights help you:
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Anticipate how underwriters view specific construction types (e.g., Frame vs. Joisted Masonry).
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Understand the impact of project extensions on premium and coverage.
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Identify emerging risks, such as supply chain volatility and increased material replacement costs.
5
Access to Carrier Portals & Training
Our relationships with top-tier construction insurers give you a seat at the table. Clients may receive access to:
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Safety Training Modules: Continuing education for site supervisors.
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Loss Prevention Toolkits: Digital libraries of checklists and safety signage.
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Webinars: Updates on industry regulations and construction technology (ConTech) risks.
Get in Touch
Start your coverage with experts who understand your industry.