Engineers
Precision-engineered protection for your firm’s calculations and legacy.
The Challenge: When Fractions Matter
In the world of engineering, there is no room for "close enough." A minor calculation error in a structural load, an oversight in a drainage plan, or a faulty MEP specification can lead to catastrophic failures, massive cost overruns, and litigation. As an engineer, your liability isn't just about the present—it’s about the long-term performance of everything you touch.
Why Hardcover Insurance?
We understand that engineering is a discipline of data and safety. Hardcover Insurance specializes in the A&E (Architects & Engineers) sector, meaning we understand the difference between a mechanical failure and a professional error. We help you navigate complex risk landscapes so you can focus on solving the world's most difficult technical challenges.
Core Coverage for Engineering Firms
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Professional Liability (E&O): Your most critical line of defense. This covers claims alleging negligence, errors in design, or failure to meet the standard of care in your specific engineering discipline.
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Pollution & Environmental Liability: Crucial for Civil and Environmental Engineers. This protects you against claims related to the discovery or accidental release of hazardous materials during a project.
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Project-Specific Professional Liability (PSPL): For large-scale infrastructure or high-stakes builds, we provide coverage that applies solely to a single project, ensuring your firm's practice policy remains untouched.
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Valuable Papers & Data Coverage: Protects the immense amount of time and resources spent on technical drawings, calculations, and proprietary data should they be lost or destroyed.
Specialized Risk Mitigation
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Limitation of Liability (LoL) Counseling: We help you implement contract language that limits your financial exposure relative to your fees.
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Dispute Resolution Support: Access to experts who can help mediate technical disputes before they turn into costly courtroom battles.
"Mitigating risk in every calculation. Coverage engineered for your specific discipline."
— The Hardcover Promise
Secure Your Technical Future
Your reputation is built on accuracy. Protect it with a brokerage that values precision as much as you do.