​Last updated: [November 12th, 2025]

This Privacy Policy describes how Hardcover LLC (“Hardcover,” “we,” “us,” or “our”) collects, uses, and protects information that you provide when using our website, requesting a quote, or communicating with us by phone, email, or text message.
 

 

1. Information We Collect

We may collect the following types of information:

• Personal Information: name, phone number, email address, postal address, and other details necessary to provide insurance quotes or services.
   

• Business Information: company name, size, or insurance-related data you submit.
   

• Communication Data: messages, inquiries, or preferences shared through our contact forms or SMS programs.
   

• Technical Data: device type, browser, IP address, and pages visited on our website (for basic operational purposes only — we do not use third-party analytics or cookies).
   

 

2. How We Use Your Information

We use your information to:

• Provide insurance quotes and services you request
   

• Communicate with you about applications, policies, and renewals
   

• Send text messages and email communications (with your consent)
   

• Improve our services and customer experience
   

• Comply with legal obligations and regulatory requirements
   

We do not sell or rent your personal information.

 

3. SMS/Text Messaging

If you opt in to receive text messages, we may send you messages related to your insurance policies, account updates, and occasional promotional content (2–4 messages per month).
You may opt out at any time by replying STOP or contacting us directly.

Standard message and data rates may apply. Carriers are not responsible for delayed or undelivered messages.

 

4. Sharing Information

We may share information only when necessary to:

• Obtain insurance quotes or place coverage with licensed carriers
   

• Process payments or manage customer accounts
   

• Comply with legal or regulatory requirements
   

Third-party partners who assist us must maintain confidentiality and may not use your data for any purpose other than providing contracted services.

 

5. Data Security

We use industry-standard measures to protect your data against unauthorized access, disclosure, or misuse. While we maintain strong security practices, no electronic system is completely secure, and we cannot guarantee absolute protection.

 

6. Data Retention

We retain your information as long as necessary to fulfill the purposes described in this policy or as required by law.

 

7. Your Privacy Rights

You may request to:

• Access or correct your personal information
   

• Delete certain information (subject to legal or regulatory limits)
   

• Withdraw consent for marketing or text communications
   

To exercise these rights, contact info@hardcoverins.com or call (877) 247-7755. We may verify your identity before processing your request.

 

9. Updates to This Policy

We may revise this Privacy Policy periodically. The “Last updated” date above reflects the most recent version. Continued use of our website or services after updates constitutes acceptance of the new policy.

 

10. Contact Us

For questions about this Privacy Policy or your information, contact:

Hardcover LLC
19790 W. Dixie Hwy #1004
Aventura, FL 33180
Phone: (646) 257-2478 | (877) 247-7755 | (954) 210-4144
Email: info@hardcoverins.com